Which Is the Largest Government Bank in India? Here’s Why SBI Tops the List

State Bank of India (SBI) occupies completely unassailable echelons in scale, reach, and trust. Not only does State Bank of India have the largest customer base, the biggest balance sheet, the largest branch/ATM network, and the widest digital interface but it is also the largest government bank in India, and really represents the backbone of the public sector banking system in India.

What Makes State Bank of India the Largest Government Bank in India

Aside from its superior performance in deposits, advances, and market shares, and in the distribution of rural and digital transactions, it is State Bank of India that has completely filled India's banking positions. Being supported from the Union of India, it plays an indelible role in developing banking services over the country as a complete financial tertiary process.

SBI is by far the single largest public-sector bank within India given its unmatched scale and extent of public trust that has been needed amidst all the current challenges.

A Legacy That Spans Over Two Centuries

The roots of SBI date back to 1806, when the Bank of Calcutta was established. It later evolved into the Imperial Bank of India before being renamed the State Bank of India in 1955. This makes SBI not only the largest but also one of the oldest banking institutions in Asia.

Market Leadership and Financial Strength

SBI holds the largest share of deposits and advances among Indian banks. Its presence across metropolitan cities, small towns, and remote villages has made it the financial backbone of India’s economy, supporting businesses, individuals, and government initiatives alike.

India’s Biggest Branch and ATM Network

With the highest number of branches and ATMs in the country, SBI ensures banking access even in regions where private banks have limited or no presence. This extensive network strengthens financial inclusion, particularly in rural and semi-urban areas.

Largest Digital Banking User Base

SBI’s digital platform, YONO (You Only Need One), is among the most widely used banking apps in India. Millions of users rely on it daily for payments, investments, loans, account management and other financial services, giving SBI the largest digital banking user base among government banks.

Key Facts About the Largest Government Bank in India

• Customer Base: Over 45 crore customers nationwide
• Rural Reach: Widest rural banking network in India
• Global Standing: Among the world’s largest banks by scale
• Workforce: Over 2 lakh employees, making SBI one of India’s biggest employers in the financial sector

A Pillar of India’s Banking System

From supporting government welfare schemes to driving digital banking adoption, State Bank of India continues to shape India’s financial future. Its unmatched reach, historical legacy and operational strength clearly establish SBI as the largest and most important government bank in India.

Stay tuned for more explainers on banking, finance and the Indian economy.