Roinet Set To Define Fin Inclusion, To Serve 100 Mn By March, 2030
Through its growing network of over 70,000 CSPs, Roinet is enabling critical last-mile financial access
Roinet Set To Define Fin Inclusion, To Serve 100 Mn By March ’28
Vijayawada: Roinet Solutions is on a transformative journey to redefine financial inclusion in India, with an ambitious mission to serve 100 million underserved rural and semi-urban customers including many in Andhra Pradesh and Telangana by March 2030.
Anchored in a robust phygital model, the company has emerged as one of the country’s largest hyperlocal financial service networks, actively operating across 9,362 pin codes and 634 districts. Through its growing network of over 70,000 Customer Service Points (CSPs), a significant leap from just 105 CSPs in 2020 Roinet is enabling critical last-mile financial access with full training, tech support, and infrastructure.
"This expansion has directly contributed to a gross transaction value (GTV) of Rs4,012 crore in 2024 alone, with current monthly transaction volumes exceeding $385 million, serving more than 36 million end customers. Complementing its digital presence, Roinet is also bolstering its physical infrastructure with a strong push into brick-and-mortar outlets, which are expected to
scale significantly by FY28. This hybrid approach ensures financial services are both accessible and relatable to India’s rural population," Sameer Mathur, Managing Director and Founder of Roinet Solution.
He told Bizz Buzz in an exclusive interview that a major pillar of Roinet’s innovation strategy is its collaboration with IIT Delhi to develop AI-driven solutions aimed at improving financial service delivery and agent productivity. This partnership is expected to accelerate Roinet’s technology roadmap, offering smarter insights and personalized support for its vast agent and customer base.
In addition to organic growth, Roinet is strategically expanding into new verticals through its subsidiaries. Entities such as Roinet Securities and Roinet Flexi Services are already operational, handling mutual funds, credit, and loan offerings. The company has secured SEBI approval for its mutual fund distribution arm and is awaiting final approval from IRDAI to launch its insurance services. Securities trading operations are also in the pipeline, making Roinet a comprehensive, regulated financial ecosystem for Bharat.
