Tata Capital IPO Listing LIVE: Shares Debut at ₹330, Up 1.23% From Issue Price — Stock Trends Higher on Dalal Street
Tata Capital IPO Listing: Shares debut at ₹330 on NSE and BSE, a 1.23% premium to the ₹326 issue price. Check live GMP, share price, and key listing updates.
Tata Capital shares debut on NSE and BSE at ₹330, slightly above IPO price of ₹326.
When Tata Capital, a diversified financial services organization under Tata Sons, came for public subscription, it was a much-awaited event in the nation. The shares started trading at ₹330 per share on both the NSE and BSE, 1.23% above its issue price of ₹326.
🔹 Tata Capital IPO Key Highlights
Particulars Details
- Issue Price ₹326 per share
- Listing Price (NSE & BSE) ₹330 per share
- Premium on Listing 1.23%
- GMP (Grey Market Premium) 0%
- IPO Allotment Date October 9, 2025
- Listing Date October 13, 2025
- IPO Size ₹15,511.87 crore
- Fresh Issue 21 crore shares worth ₹6,846 crore
- Offer for Sale (OFS) 26.58 crore shares worth ₹8,665.87 crore
💹 Tata Capital Share Price LIVE: Listing Day Performance
The Tata Capital IPO, which was open for subscription from October 6 to 8, received a healthy response, with a total subscription of 1.95 times. Despite muted grey market trends suggesting a flat debut, the shares managed to open marginally higher.
Analysts say that the slight premium is due to confidence by investors in Tata Capital's strong brand name and diversified portfolio, with valuations still on the high side when compared to some peers in the NBFC sector.
🧩 Key Risks for Investors
Even as Tata Capital enters the public market, investors should keep an eye on certain risks that could impact long-term performance:
Asset Quality Concerns:
The company recently acquired Tata Motors’ vehicle finance business (TMFL), which has a relatively high level of NPAs. Any spike in defaults or delinquencies could pressure the firm’s asset quality.
Credit Rating Sensitivity:
A possible downgrade in credit ratings could impact Tata Capital's borrowing abilities and raise the cost of funding.
Technology and Cybersecurity Risks:
With growing digitisation, the exposure to cyber threats and data breach attempts remains a very important operational challenge, as has happened in previous incidences with other Tata Group companies.
🏠 Sector Outlook: Housing Loans Driving Growth
The housing finance segment continues to be a major growth driver for lenders. Between FY20–FY25, credit in this segment has grown at a 13.7% CAGR, reaching ₹41 lakh crore. Analysts project this to expand further at 14–16% CAGR through FY28, supported by strong housing demand, larger home preferences, and improving household leverage.
📰 Tata Capital IPO Listing LIVE Updates
- 10:00 AM: Tata Capital lists at ₹330 per share, a 1.23% premium to issue price.
- 09:56 AM: Investor anticipation peaks before market open; GMP suggests flat listing.
- 09:33 AM: GMP trends near issue price at ₹326 per share.
- 09:10 AM: Analysts flag asset quality as a key post-listing risk.
- 09:03 AM: Housing loan segment continues to show robust long-term growth prospects.
