Ayushman Bharat Card 2025: Eligibility, benefits & how to apply

The Ayushman Bharat Card 2025, also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY) 2025, is a healthcare initiative by the Indian government designed to provide financial assistance to low-income families for medical treatments. With this card, eligible beneficiaries can receive free treatment up to ₹5 lakh per year at approved hospitals, significantly reducing their medical expenses. However, this coverage applies only to essential treatments and does not include cosmetic or non-essential procedures.

Who Can Apply?

To qualify for the Ayushman Bharat Yojana 2025, applicants must meet specific criteria:

They must be legal residents of India.

Their annual income should fall within the prescribed limits (which vary for urban and rural families).

Senior citizens aged 70 and above are eligible, regardless of income.

What’s Covered?

The PM-JAY card provides extensive healthcare benefits, including:

✔ Free treatments for covered medical conditions.

✔ Cashless hospitalization at empaneled hospitals.

✔ Emergency care & surgeries for eligible patients.

✔ Diagnostic tests & free medicines under the scheme.

What’s Not Covered?

Certain procedures are not included under the Ayushman Bharat scheme, such as:

❌ Dental treatments

❌ Cosmetic surgeries

❌ Organ transplants

❌ Infertility treatments

❌ Obesity-related procedures

❌ Mental illness treatments

How to Apply for the Ayushman Bharat Card 2025?

Applying for the Ayushman Bharat Card is simple and can be done online:

1️⃣ Visit the official PM-JAY website (pmjay.gov.in) and check eligibility.

2️⃣ Enter your mobile number & generate OTP for verification.

3️⃣ Fill in your state & district details, then click “Apply Now.”

4️⃣ Verify your identity using Aadhaar and complete the application.

5️⃣ Once approved, download your Ayushman Card digitally.

Key Details at a Glance

Scheme Name Pradhan Mantri Jan Arogya Yojana (PM-JAY) 2025

Financial Coverage ₹5 lakh per family per year

Eligibility Low-income families, senior citizens (70+)

Validity 1 year (renewable)

Official Website pmjay.gov.in

FAQs

🔹 How much financial support does the PM-JAY scheme offer?

PM-JAY provides ₹5 lakh per year per eligible family.

🔹 How long is the Ayushman Bharat card valid?

The card is valid for one year and must be renewed annually.

🔹 Can I use the Ayushman card for cosmetic or dental treatments?

No, cosmetic surgery, dental treatments, infertility treatments, and mental health care are not covered.

For more details, visit pmjay.gov.in and check your eligibility today!