EPFO maintains 8.25% interest rate on PF deposits for 2025-26
Interest on EPF deposits is measured on a monthly running balance. It is about to be credited to subscribers' accounts at the end of the fiscal year.
The Employees' Provident Fund Organisation (EPFO) has decided to maintain the 8.25% interest rate on PF deposits for the financial year 2025–26, offering continued stability and returns for millions of salaried employees across India.
On Monday, the Employees’ Provident Fund Organisation approved an interest rate of 8.25 per cent on Employees’ Provident Fund. The fund will make deposits for the financial year 2025-26. According to an official statement, it is about to maintain the same rate for the second consecutive year.
The decision was finalised at the 239th meeting of the Central Board of Trustees (CBT) held in New Delhi. The meeting is chaired by Union Labour and Employment Minister Mansukh Mandaviya. The meeting was attended by Labour and Employment Secretary Vandana Gurnani, Minister of State Shobha Karandlaje, and EPFO chief Ramesh Krishnamurthi.
Following the CBT’s endorsement, the proposed rate of interest will be forwarded to the Ministry of Finance for agreement. Once formally approved, the new rate will be transferred to the accounts of over seven crore EPFO subscribers.
Interest on EPF deposits is measured on the monthly running balance but is credited to subscribers’ accounts at the end of the financial year. Meanwhile, accounts that remain inactive for 36 months are secret as dormant and don’t earn further interest.
According to the statement, due to the global economic uncertainties, the EPFO has maintained strong financial discipline. It ensures stable and competitive returns without straining its interest account.
Continuing its improvement initiatives, the Board also endorsed a one-time Amnesty Scheme to deal with compliance issues linked to income tax–recognised trusts. It has yet been covered under or granted an exemption under the Employees’ Provident Funds and Miscellaneous Provisions Act, 1952. It is about taking into account the necessities of the Finance Act, 2026.
The measures are taken over 100 active litigation cases. Therefore, it is about to benefit thousands of trust members. It will apply to excused establishments that have complied with the terms of the EPF & MP Act.
