Bank Holiday in December 2025: RBI Explains Why Banks Will Be Closed on Friday
RBI has announced December 2025 bank holidays. Banks will remain closed for 18 days due to festivals, regional events, and weekends.
Bank branches to remain closed on selected dates in December 2025 as per RBI holiday calendar.
The Reserve Bank of India (RBI) official holiday calendar announcement for banks also mentioned that the year 2025 December would see bank closures coinciding with the public holidays in the country. According to the RBI’s monthly pronouncement, the whole country would have synchronized bank closures for 18 days, which would cover national holidays, local celebrations, and weekends.
Among these holidays are Sundays and the second and fourth Saturdays, plus festivals and significant regional observances that differ from state to state.
RBI’s Three Categories of Bank Holidays
Like every month, the RBI has classified bank holidays into three main categories:
Holidays under the Negotiable Instruments Act
RTGS (Real Time Gross Settlement) holidays
Weekends (Sundays and second/fourth Saturdays)
Because several holidays are region-specific, bank closures may differ depending on the state or city.
Date-wise Bank Holidays in December 2025
Here is a quick look at key bank holidays this month:
December 1 (Monday): State Foundation Day / Indigenous Faith Day – Itanagar, Kohima
December 3 (Wednesday): Feast of St. Francis Xavier – Panaji
December 7 (Sunday): Weekly holiday – All states
December 12 (Friday): P A Togan Nengminza Sangma Death Anniversary – Shillong
December 13 (Saturday): Second Saturday – All states
December 14 (Sunday): Weekly holiday – All states
December 18 (Thursday): U Soso Tham Death Anniversary – Shillong
December 19 (Friday): Goa Liberation Day – Panaji
December 20 (Saturday): Losoong/Namsoong Festival – Gangtok
December 21 (Sunday): Weekly holiday – All states
December 22 (Monday): Losoong/Namsoong Festival – Gangtok
December 24 (Wednesday): Christmas Eve – Aizawl, Kohima, Shillong
December 25 (Thursday): Christmas – Most parts of India
December 26 (Friday): Christmas celebrations – Aizawl, Kohima, Shillong
December 27 (Saturday): Fourth Saturday / Christmas – Kohima
December 28 (Sunday): Weekly holiday – All states
December 30 (Tuesday): U Kiang Nangbah Death Anniversary – Shillong
December 31 (Wednesday): New Year’s Eve / Imoinu Iratpa – Aizawl, Imphal
Why Banks Observe Multiple Holidays
In India, not only weekends but also public holidays such as Republic Day, Independence Day, and Mahatma Gandhi Jayanti see bank closures. Besides, the banks also observe the major religious and cultural festivals of Diwali, Eid, Holi, and Christmas along with the religious holidays that may vary from one location to another depending on the significance of the festival.
Digital Banking Services Remain Active
Even when bank branches are closed, customers can continue to access essential services through digital platforms such as:
UPI
IMPS
Net banking
ATM services
Customers can do all these activities using these services without going to a physical location.
Banking: A Future Necessity
If your bank-related work is crucial in December, it is better to verify the RBI holiday list in advance. By planning ahead, you can use digital banking and avoid trouble during the holidays.
