Are Banks Open Today, July 5th? Your Guide to Bank Holidays Across India

Is your local bank open today, Friday, July 5th, 2025? For most of India, the answer is yes! Banks across the country are operating as usual today. However, there's a notable exception: banks in Jammu and Kashmir will remain closed in observance of Guru Hargobind Ji's Birthday, honoring the sixth of the revered Sikh Gurus.

Understanding India's Bank Holiday Schedule

While today marks a regular working day for many banks, it's helpful to understand how bank holidays typically work in India. The Reserve Bank of India (RBI) sets clear guidelines, ensuring a structured approach to bank closures.

Beyond the usual Sundays, banks also observe holidays on the second and fourth Saturdays of every month. Since today is the first Saturday of July, most branches are open for business.

In addition to these fixed weekend closures, bank holidays are also determined by a mix of national, regional, and religious observances. This means that bank holidays can vary significantly depending on which state or union territory you reside in. The RBI broadly categorizes these holidays under three headings: the Negotiable Instruments Act, Real-Time Gross Settlement (RTGS) holidays, and banks' closing of accounts.

Upcoming Bank Holidays to Note

Looking ahead, the next nationwide bank closure is just around the corner, with Sunday, July 6th, being a standard weekly holiday. Following that, banks will again be closed on July 12th and 13th for the second weekend of the month.

For those planning banking activities around festivals, mark your calendars for July 14th. On this day, banks in Meghalaya will observe a holiday for Beh Deinkhlam.

Here's a quick look at other region-specific bank holidays coming up in July:

July 3rd (Thursday): Banks were closed in Agartala for Kharchi Puja.

July 5th (Saturday): Banks are closed in Jammu and Srinagar for Guru Hargobind Ji’s Birthday.

July 14th (Monday): Banks will be closed in Shillong for Beh Deinkhlam.

July 16th (Wednesday): Banks in Dehradun will be closed for Harela.

July 17th (Thursday): Banks will remain shut in Shillong for the Death Anniversary of U Tirot Singh.

July 19th (Saturday): Banks in Agartala will be closed for Ker Puja.

July 28th (Monday): Banks in Gangtok will be closed for Drukpa Tshe-zi.

Seamless Banking: Online Services Are Always Available

Even on bank holidays, rest assured that your banking needs can still be met. Online banking services are available 24/7, 365 days a year. Whether you need to make a UPI payment, transfer money, use net banking, apply for an online loan, or request a chequebook, these digital services ensure that your financial transactions are always just a click away.

So, while physical branches might be closed on certain days, your access to essential banking services remains uninterrupted thanks to the power of online platforms.